Travel insurance does not cover cancellations for ‘everything’
thetotaltravel.com
thetotaltravel.com
Cancelled trips are a primary concern for most travelers.
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thetotaltravel.com
Travel insurance provides coverage for cancellation and interruptions, but the reason for the cancellation makes a difference because not everything is covered.
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thetotaltravel.com
Travel insurance policies provide a list of covered reasons for trip cancellation. If your reason is not on the list, you will not be covered.
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thetotaltravel.com
Pre-existing conditions require special attention
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thetotaltravel.com
A pre-existing condition is something that happened (or started to happen) before you had insurance coverage.
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thetotaltravel.com
Travel insurance policies have a list of ‘exclusions’
Every travel insurance policy has a list of situation in which coverage is not provided, also known as exclusions.
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thetotaltravel.com
When you file a claim due to a medical condition, the travel insurance company will look at your medical records
thetotaltravel.com
thetotaltravel.com
Losses due to war (declared or not), military actions, civil disorder, and riots.